Rates Information Page for CAM Federal Credit Union

Share/Savings Accounts

CURRENT DIVIDEND & LOAN RATES

Rates effective as of July 1, 2006 and may change without notice as conditions warrant.

Please note - Our LOAN RATES have changed. CAM Federal Credit Union has chosen to reward our members who maintain good credit by using a method of determining interest rates called Risk-based pricing. We look at your credit score, income, expenses and unsecured debt (i.e. credit cards) to determine your "Grade." The interest rate we can offer you will be based on that "Grade." Therefore all interest rates below are listed as a range, with the highest "Grade" earning the lowest rates.

Share Accounts

Regular Share Account

1.20% Div. Rate

1.21% APY *

Split-Rate Share Account

1.45% Div. Rate

1.46% APY *

Special Share Account

1.20% Div. Rate

1.21% APY *

Youth Share Account

1.20% Div. Rate

1.21% APY *

Loan Accounts

Educational Loan	8.00% to 18.00% APR	12 month

Unsecured Loans (Signature)


Unsecured Loan	10.00% to 18.00% APR	12 month
Unsecured Loan	10.25% to 18.00% APR	24 month
Unsecured Loan	10.50% to 18.00% APR	36 month


Share-Secured Loans


Share- Secured Loan	7.0% (.00019178 daily rate) APR	up to 60 months


Vehicle Loans


New Auto Loan (2006-2007)	6.00% to 15.00% APR	36 month
80% to 100% financed
New Auto Loan (2006-2007)	6.25% to 15.00% APR	48 month
80% to 100% financed
New Auto Loan (2006-2007)	6.50% to 15.00% APR	60 month
80% to 100% financed
New Auto Loan (2006-2007)	6.75% tp 15.00% APR	72 month
$30000 Minimum $50000 Maximum 80% to 100% financed
Used Auto Loan (2004-2005)	7.00% to 15.00% APR	36 month
80% to 100% financed
Used Auto Loan (2004-2005)	7.25% to 15.00% APR	48 month
80% to 100% financed
Used Auto Loan (2004-2005)	7.50% to 15.00% APR	60 month
80% to 100% financed
Used Auto Loan (2004-2005)	7.75% to 10.25% APR	72 month
$30000 Minimum $50000 Maximum 80% to 100% financed
Used Auto Loan (2002-2003)	8.00% to 15.00% APR	36 month
80% to 100% financed
Used Auto Loan (2002-2003)	8.25% to 15.00% APR	48 month
80% to 100% financed
Used Auto Loan (2002-2003)	8.50% to 15.00% APR	60 month
80% to 100% financed
Used Auto Loan (2002-2003)	8.75% to 15.00% APR	72 month
$30000 Minimum $45000 Maximum 80% to 100% financed
Used Auto Loan (2001 & older)	10.00% to 15.00% APR	36 month
80% to 90% financed
Used Auto Loan (2001 & older)	10.25% to 15.00% APR	48 month
80% to 90% financed
Used Auto Loan (2001 & older)	10.5% to 15.00% APR	60 month
$10000 Minimum $40000 Maximum 80% to 90% financed


Credit Cards


Master Card Loan	10% to 18% APR

Please visit one of our friends:

CAM Federal Credit Union
8625 La Prada Drive

Dallas, TX 75228 United States

214-327-8206 x1051

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